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  <xs:element id="bakkt_ICEMember" abstract="true" name="ICEMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_LoyaltyRevenueShareLiabilityCurrent" abstract="false" name="LoyaltyRevenueShareLiabilityCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ICUSMember" abstract="true" name="ICUSMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_NoncontrollingInterestOwnershipPercentage" abstract="false" name="NoncontrollingInterestOwnershipPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="bakkt_NetIncomeLossAndTaxEffectAttributableToNoncontrollingInterest" abstract="false" name="NetIncomeLossAndTaxEffectAttributableToNoncontrollingInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_BakktOpcoHoldingsLLCMember" abstract="true" name="BakktOpcoHoldingsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_CommonStockCapitalSharesReservedForFutureIssuancePeriodIncreaseDecrease" abstract="false" name="CommonStockCapitalSharesReservedForFutureIssuancePeriodIncreaseDecrease" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_OpcoWarrantsMember" abstract="true" name="OpcoWarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_PurchasingCardFacilityMaximumBorrowingCapacity" abstract="false" name="PurchasingCardFacilityMaximumBorrowingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_VotingClassAMember" abstract="true" name="VotingClassAMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardActualUnitsEarnedPercentageOfTargetUnits" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardActualUnitsEarnedPercentageOfTargetUnits" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="bakkt_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSafeguardingAssetPlatformOperatorCryptoAsset" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSafeguardingAssetPlatformOperatorCryptoAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ConversionOfPairedInterestsIntoClassACommonStockMember" abstract="true" name="ConversionOfPairedInterestsIntoClassACommonStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_CommonIncentiveUnitsMember" abstract="true" name="CommonIncentiveUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_A2021OmnibusIncentivePlanMember" abstract="true" name="A2021OmnibusIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_IncreaseDecreaseInCustomerFundsPayable" abstract="false" name="IncreaseDecreaseInCustomerFundsPayable" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_WarrantLiability" abstract="false" name="WarrantLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_CryptoReceivableFromLiquidityProvidersMember" abstract="true" name="CryptoReceivableFromLiquidityProvidersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_PublicWarrantsMember" abstract="true" name="PublicWarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ApexCryptoLLCBakktCryptoSolutionsLLCMember" abstract="true" name="ApexCryptoLLCBakktCryptoSolutionsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ParticipationUnitLiabilityCurrent" abstract="false" name="ParticipationUnitLiabilityCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ForfeitureAndCancellationOfCommonUnits" abstract="false" name="ForfeitureAndCancellationOfCommonUnits" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PurchaseObligationToBePaidYearOneAndTwo" abstract="false" name="PurchaseObligationToBePaidYearOneAndTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_NoncontrollingInterestOwnershipPercentageByNoncontrollingOwnersWeightedAverage" abstract="false" name="NoncontrollingInterestOwnershipPercentageByNoncontrollingOwnersWeightedAverage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="bakkt_SubscriptionFeesMember" abstract="true" name="SubscriptionFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSafeguardingLiabilityPlatformOperatorCryptoAsset" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSafeguardingLiabilityPlatformOperatorCryptoAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_CustomerFundsCurrent" abstract="false" name="CustomerFundsCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_BumpedFinancialLLCMember" abstract="true" name="BumpedFinancialLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ContractWithCustomerLiabilityIncreasesDueToCashReceivedNetOfAmountsRecognizedInRevenue" abstract="false" name="ContractWithCustomerLiabilityIncreasesDueToCashReceivedNetOfAmountsRecognizedInRevenue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_RevenueFromRelatedPartiesContraRevenueRebatesAndIncentivePayments" abstract="false" name="RevenueFromRelatedPartiesContraRevenueRebatesAndIncentivePayments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_VotingClassCMember" abstract="true" name="VotingClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_PurchaseObligationToBePaidYearThreeAndFour" abstract="false" name="PurchaseObligationToBePaidYearThreeAndFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_VotingClassBMember" abstract="true" name="VotingClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_PurchasingCardPayableCurrent" abstract="false" name="PurchasingCardPayableCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PerformanceStockUnitsPSUsMember" abstract="true" name="PerformanceStockUnitsPSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ShareBasedPaymentArrangementExpenseAndDeferredCompensationArrangementWithIndividualCompensationExpenseNetOfForfeitures" abstract="false" name="ShareBasedPaymentArrangementExpenseAndDeferredCompensationArrangementWithIndividualCompensationExpenseNetOfForfeitures" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_DepositsAtBrokersOrDealersMember" abstract="true" name="DepositsAtBrokersOrDealersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_IncentiveUnitsOpcoMember" abstract="true" name="IncentiveUnitsOpcoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_FinancialServicesBankingAndThriftAbstract" abstract="true" name="FinancialServicesBankingAndThriftAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="bakkt_TaxReceivableAgreementDisclosureTextBlock" abstract="false" name="TaxReceivableAgreementDisclosureTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="bakkt_DeferredCompensationArrangementWithIndividualCostNotYetRecognized" abstract="false" name="DeferredCompensationArrangementWithIndividualCostNotYetRecognized" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_SalesChannelLoyaltyRedemptionPlatformMember" abstract="true" name="SalesChannelLoyaltyRedemptionPlatformMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_RestrictedStockUnitsRSUsAndPerformanceStockUnitsPSUsMember" abstract="true" name="RestrictedStockUnitsRSUsAndPerformanceStockUnitsPSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ClassOfWarrantOrRightVested" abstract="false" name="ClassOfWarrantOrRightVested" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_ClassOfWarrantOrRightUnvested" abstract="false" name="ClassOfWarrantOrRightUnvested" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_DeferredCompensationArrangementWithIndividualSharesOutstanding" abstract="false" name="DeferredCompensationArrangementWithIndividualSharesOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExchangesInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExchangesInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_StockIssuedDuringPeriodSharesWarrantsExercised" abstract="false" name="StockIssuedDuringPeriodSharesWarrantsExercised" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_ClientPayablesCurrent" abstract="false" name="ClientPayablesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ShibaInuMember" abstract="true" name="ShibaInuMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_TransactionRevenueNetMember" abstract="true" name="TransactionRevenueNetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_PairedInterestsMember" abstract="true" name="PairedInterestsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_IntercompanyServicesAgreementAndTripartyAgreementMember" abstract="true" name="IntercompanyServicesAgreementAndTripartyAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_RevenueRemainingPerformanceObligationRevenueRecognitionPeriod" abstract="false" name="RevenueRemainingPerformanceObligationRevenueRecognitionPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="bakkt_CustomerFundsPayableCurrent" abstract="false" name="CustomerFundsPayableCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_SubscriptionAndServiceRevenueMember" abstract="true" name="SubscriptionAndServiceRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_OpcoPlanMember" abstract="true" name="OpcoPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
</xs:schema>
