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  <xs:element id="bakkt_IncreaseDecreaseInCustomerFundsPayable" abstract="false" name="IncreaseDecreaseInCustomerFundsPayable" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PurchasingCardPayableCurrent" abstract="false" name="PurchasingCardPayableCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ParticipationUnitLiabilityNoncurrent" abstract="false" name="ParticipationUnitLiabilityNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_CancellationOfCommonUnits" abstract="false" name="CancellationOfCommonUnits" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardActualUnitsEarnedPercentageOfTargetUnits" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardActualUnitsEarnedPercentageOfTargetUnits" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="bakkt_IPOAndOverAllotmentOptionMember" abstract="true" name="IPOAndOverAllotmentOptionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_TransactionRevenueNetMember" abstract="true" name="TransactionRevenueNetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_TaxReceivableAgreementDisclosureTextBlock" abstract="false" name="TaxReceivableAgreementDisclosureTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="bakkt_DeferredCompensationArrangementWithIndividualSharesOutstanding" abstract="false" name="DeferredCompensationArrangementWithIndividualSharesOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_PurchasingCardFacilityLiquidityMaintenanceRequirementMinimum" abstract="false" name="PurchasingCardFacilityLiquidityMaintenanceRequirementMinimum" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_IFUSAndICUSMember" abstract="true" name="IFUSAndICUSMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_IncentiveUnitsMember" abstract="true" name="IncentiveUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_PurchasingCardFacilityMaximumBorrowingCapacity" abstract="false" name="PurchasingCardFacilityMaximumBorrowingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ClassOfWarrantOrRightUnvested" abstract="false" name="ClassOfWarrantOrRightUnvested" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_ContractWithCustomerLiabilityRollForward" abstract="true" name="ContractWithCustomerLiabilityRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="bakkt_FinancialServicesBankingAndThriftCapitalRequirementsLineItems" abstract="true" name="FinancialServicesBankingAndThriftCapitalRequirementsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="bakkt_SalesChannelLoyaltyRedemptionPlatformMember" abstract="true" name="SalesChannelLoyaltyRedemptionPlatformMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_NoncontrollingInterestIncreaseFromShareBasedCompensationArrangement" abstract="false" name="NoncontrollingInterestIncreaseFromShareBasedCompensationArrangement" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedNumber" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedNumber" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_MemberUnitsAndWarrantMember" abstract="true" name="MemberUnitsAndWarrantMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_TripartyAgreementMember" abstract="true" name="TripartyAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_BakktClearingMember" abstract="true" name="BakktClearingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_SubscriptionFeesMember" abstract="true" name="SubscriptionFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_RevenueFromContractWithCustomerIncentivesRebatesLiquidityPaymentsAndReductions" abstract="false" name="RevenueFromContractWithCustomerIncentivesRebatesLiquidityPaymentsAndReductions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_WarrantClassBMember" abstract="true" name="WarrantClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_OpcoMember" abstract="true" name="OpcoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_TemporaryEquityShareBasedPaymentArrangementIncreaseForCostRecognition" abstract="false" name="TemporaryEquityShareBasedPaymentArrangementIncreaseForCostRecognition" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_CustomerFundsCurrent" abstract="false" name="CustomerFundsCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_SalesChannelAlternativePaymentPlatformMember" abstract="true" name="SalesChannelAlternativePaymentPlatformMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
