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  <xs:element id="bakkt_VotingClassBMember" abstract="true" name="VotingClassBMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_VotingClassCMember" abstract="true" name="VotingClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ConversionOfPairedInterestsIntoClassACommonStockMember" abstract="true" name="ConversionOfPairedInterestsIntoClassACommonStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ConversionOfOpcoClassAClassBAndClassCVotingUnitsIntoClassVCommonStockMember" abstract="true" name="ConversionOfOpcoClassAClassBAndClassCVotingUnitsIntoClassVCommonStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ConversionOfOpcoIncentiveUnitsMember" abstract="true" name="ConversionOfOpcoIncentiveUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_WarrantClassCMember" abstract="true" name="WarrantClassCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_OpcoMember" abstract="true" name="OpcoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_NoncontrollingInterestOwnershipPercentageByNoncontrollingOwnersWeightedAverage" abstract="false" name="NoncontrollingInterestOwnershipPercentageByNoncontrollingOwnersWeightedAverage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="bakkt_SaleOfStockExpectedConsiderationToBeReceivedOnTransaction" abstract="false" name="SaleOfStockExpectedConsiderationToBeReceivedOnTransaction" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_BakktOpcoHoldingsLLCMember" abstract="true" name="BakktOpcoHoldingsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_NoncontrollingInterestOwnershipPercentage" abstract="false" name="NoncontrollingInterestOwnershipPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="bakkt_A2021OmnibusIncentivePlanMember" abstract="true" name="A2021OmnibusIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_OpcoPlanMember" abstract="true" name="OpcoPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_RestrictedStockUnitsRSUsAndPerformanceStockUnitsPSUsMember" abstract="true" name="RestrictedStockUnitsRSUsAndPerformanceStockUnitsPSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_PerformanceStockUnitsPSUsMember" abstract="true" name="PerformanceStockUnitsPSUsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_PreferredIncentiveUnitsMember" abstract="true" name="PreferredIncentiveUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_CommonIncentiveUnitsMember" abstract="true" name="CommonIncentiveUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_ShareBasedPaymentArrangementAcceleratedCostReversalDueToForfeitures" abstract="false" name="ShareBasedPaymentArrangementAcceleratedCostReversalDueToForfeitures" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardActualUnitsEarnedPercentageOfTargetUnits" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardActualUnitsEarnedPercentageOfTargetUnits" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="bakkt_DeferredCompensationArrangementWithIndividualSharesOutstanding" abstract="false" name="DeferredCompensationArrangementWithIndividualSharesOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_CommonStockCapitalSharesReservedForFutureIssuancePeriodIncreaseDecrease" abstract="false" name="CommonStockCapitalSharesReservedForFutureIssuancePeriodIncreaseDecrease" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExchangesInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExchangesInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="bakkt_DilutiveSecuritiesEffectOnBasicEarningsPerSharePerformanceStockUnitsAndRestrictiveStockUnits" abstract="false" name="DilutiveSecuritiesEffectOnBasicEarningsPerSharePerformanceStockUnitsAndRestrictiveStockUnits" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_IncentiveUnitsOpcoMember" abstract="true" name="IncentiveUnitsOpcoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="bakkt_CloudComputingArrangementMember" abstract="true" name="CloudComputingArrangementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_PurchasingCardFacilityMaximumBorrowingCapacity" abstract="false" name="PurchasingCardFacilityMaximumBorrowingCapacity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PurchasingCardFacilityLiquidityMaintenanceRequirementMinimum" abstract="false" name="PurchasingCardFacilityLiquidityMaintenanceRequirementMinimum" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_EquityPurchaseAgreementAmount" abstract="false" name="EquityPurchaseAgreementAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PurchaseObligationToBePaidYearOneAndTwo" abstract="false" name="PurchaseObligationToBePaidYearOneAndTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PurchaseObligationToBePaidYearThreeAndFour" abstract="false" name="PurchaseObligationToBePaidYearThreeAndFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_PurchaseObligationToBePaidAfterYearFour" abstract="false" name="PurchaseObligationToBePaidAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_LeaseAssignmentIncome" abstract="false" name="LeaseAssignmentIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_LeaseAssignmentThirdPartyExpense" abstract="false" name="LeaseAssignmentThirdPartyExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_ReportableSegmentMember" abstract="true" name="ReportableSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_PayrollAndBenefitExpenseExcludingShareBasedCompensation" abstract="false" name="PayrollAndBenefitExpenseExcludingShareBasedCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_NonCashCompensationIncludingShareBasedCompensation" abstract="false" name="NonCashCompensationIncludingShareBasedCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_InformationTechnologyExpense" abstract="false" name="InformationTechnologyExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_BusinessInsurance" abstract="false" name="BusinessInsurance" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_DepreciationDepletionAndAmortizationNonproductionAndImpairmentsOFGoodwillIntangibleAssetAndLongLivedAssets" abstract="false" name="DepreciationDepletionAndAmortizationNonproductionAndImpairmentsOFGoodwillIntangibleAssetAndLongLivedAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="bakkt_WebullPayLLCWebullMember" abstract="true" name="WebullPayLLCWebullMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="bakkt_BankOfAmericaCorporationBankOfAmericaMember" abstract="true" name="BankOfAmericaCorporationBankOfAmericaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
